Management Buyout (MBO)

Process

An acquisition where the existing management team purchases the business, often with private equity backing.

Full Definition

A Management Buyout (MBO) is a transaction where a company's existing management team acquires the business from its current owners, typically using a combination of personal funds, debt financing, and private equity investment.

Typical MBO structure:

  • Management team: 10-30% equity stake
  • Private equity: 40-60% equity investment
  • Debt financing: 30-50% of acquisition price
  • Vendor loan notes: Sometimes part of consideration

Why MBOs happen:

  • Owner retirement or exit
  • Corporate divestment of non-core division
  • Succession planning
  • Unlock value with aligned ownership

Advantages:

  • Continuity of management
  • Reduced business disruption
  • Management's deep knowledge reduces risk
  • Motivated ownership team

Key considerations:

  • Management conflicts of interest (duty to seller vs personal interest)
  • Independent valuation often required
  • Governance and documentation of process
  • Tax structuring for management

UK-specific points:

  • EMI share options can provide tax-efficient management incentives
  • HMRC scrutiny of management sweet equity
  • Financial assistance rules must be navigated
  • Private equity typically expects 3-5 year exit horizon

Related Terms

Further Reading

External Resources

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