Goodwill

Financial

The intangible value of a business above its net asset value, representing reputation, customer relationships, and brand.

Full Definition

Goodwill is the intangible asset representing the excess of purchase price over the fair value of identifiable net assets acquired. It captures value drivers that cannot be separately identified.

Components of goodwill:

  • Brand reputation and recognition
  • Customer relationships and loyalty
  • Assembled workforce
  • Favourable contracts and locations
  • Synergies expected from acquisition
  • Going concern value

Accounting treatment: Under UK GAAP (FRS 102):

  • Goodwill is capitalised and amortised over useful life (max 10 years if uncertain)
  • Annual impairment review required

Under IFRS:

  • Goodwill is capitalised but not amortised
  • Annual impairment testing required

Tax treatment in the UK:

  • Goodwill acquired as part of a business is generally not tax deductible for corporation tax
  • Pre-April 2002 goodwill may have different treatment
  • Asset deals: Goodwill allocated to purchase price impacts stamp duty

Valuation implications: High goodwill relative to net assets indicates an earnings-based valuation where buyers are paying for future profitability rather than tangible assets.

Related Terms

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